Private retirement planning is crucial. With Shri Finance’s retirement investment solutions, you benefit from capital market opportunities and secure attractive returns — even in low-interest environments.
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Would you like high returns, flexibility and security for your retirement? Our Smart Retirement Investment plan combines all three — even in volatile markets.
Our fund-linked pension plan enables you to build your retirement provision by investing in funds aligned to your personal risk profile. Choose from a wide range of funds and adjust flexibly at any time.
With Shri Finance, you’re not just saving — you’re investing in the future you’ve always envisioned.
Access specialist retirement funds, sustainable ESG funds and cost-efficient ETFs from top-tier global providers — all in one plan.
Make up to twelve free fund switches per year — shift existing holdings or redirect future contributions as your priorities evolve.
Annual rebalancing keeps your asset allocation intact. Automated lifecycle management gradually secures your fund value as retirement approaches.
Adjust contributions, pause payments, choose lump-sum or lifetime income — or a combination of both. Your plan adapts to every stage of life.
Protection cover without health questions — giving your loved ones financial security even in the worst-case scenario.
Our modern retirement calculation method applies a three-way benefit approach — maximising corpus, minimising tax and securing lifetime income.
Choose a guaranteed lifetime monthly pension, a single capital payout, or any combination of both — complete control is yours.
Benefit directly from long-term equity market growth. Historically, equity-linked pensions outperform traditional plans by 2–3× over 20+ years.
Invest in ESG-screened funds that align with your values — growing your wealth while supporting responsible, sustainable businesses worldwide.
From your first consultation to your first pension payment — here’s how the journey unfolds with Shri Finance.
A no-obligation conversation to understand your goals, current savings, retirement timeline and risk comfort level.
We design a bespoke retirement investment plan — the right fund mix, contribution level and projected corpus to match your exact goals.
Your plan starts with as little as €100/month. All paperwork handled by us — quick, simple and fully compliant.
Annual portfolio reviews ensure your plan stays on track. We proactively recommend fund switches and adjustments as markets evolve.
As retirement nears, we automatically shift your portfolio to progressively secure your accumulated wealth against market volatility.
Choose your payout — lifetime monthly pension, one-time lump sum, or a combination — and enjoy the retirement you planned for.
| Feature | Shri Finance Plan | Bank FD / RD | Traditional Endowment |
|---|---|---|---|
| Average Annual Return | 9%+ | 5–7% | 4–6% |
| Capital Market Participation | ✔ | ✘ | ✘ |
| Fund Switch Flexibility | ✔ Up to 12×/yr | ✘ | ✘ |
| Partial Withdrawal Option | ✔ | Penalty applies | Surrender charges |
| Death Benefit | ✔ Included | ✘ | Limited |
| Tax-Deferred Growth | ✔ | ✘ Taxed annually | Partial |
| Lifetime Pension Option | ✔ | ✘ | ✘ |
| Inflation-Beating Returns | ✔ Historically | ✘ Barely | ✘ |
| ESG / Sustainable Funds | ✔ | ✘ | ✘ |
Book a free consultation and get a personalised retirement projection in 30 minutes.